The Ramsey Show

Podbit · The Ramsey Show

Stop Giving Away Your Control

Explore episode Aug 10, 2026
Business
Divorcing After 23 Years: What to Do When You Don't Know the Numbers

Stop Giving Away Your Control · Aug 10, 2026 Business

Diane is divorcing after 23 years and discovered her husband had retirement accounts she didn't know existed. She has no income, doesn't fully understand her attorney, and is paying all the household bills. The first moves: don't relocate yet, find an advocate who knows you, drop every attorney email into ChatGPT to understand it, and fight for half of everything.

5m 17s

Where this was said

Cell Phones, Leasing, and Paying Cash: The Glenn Question

At 1:52:00 · chapter starts 1:50:00

Glenn from Pennsylvania wrote in to Ask Ramsey after discovering his monthly phone bill dropped dramatically when his and his wife's phones were finally paid off — he hadn't even tracked that they were still paying for the devices. George confirms this is a common blind spot deliberately built into carrier plans. He and Jade then note a worrying new development: Apple is moving toward a lease model where customers never truly own their devices, perpetually paying monthly and facing a remaining-balance buyout at the end. Their advice: if you want to upgrade, save a sinking fund and pay cash, then hold the device for at least 2–3 years rather than upgrading annually.

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