The Ramsey Show

Podbit · The Ramsey Show

Building Wealth Means Choosing What Matters Most

Explore episode Jun 29, 2026
News
Social Security Will Not Be Enough — and May Not Exist for Young People

Building Wealth Means Choosing What Matters Most · Jun 29, 2026 News

A 69-year-old retired nurse is already stretched on Social Security and a small pension. George Kamel drops the data: the Social Security trust fund is projected to be depleted by 2032, meaning a roughly 20% benefit cut for everyone relying on it. For someone already barely making ends meet, that's a pay cut that could be catastrophic.

Where this was said

Susie in Knoxville — Retired Nurse, Fixed Income, Feeling Strapped

At 18:53 · chapter starts 10:22

Susie from Knoxville is 69 years old, a former nurse of nearly 30 years, and living on about $2,300 a month between Social Security (net of Medicare), a small pension, and occasional weekend side income. She tithes first, has excellent credit, but cannot build a buffer — a broken washer or new tires means the credit card comes out. George and Jade peel back her situation: she has a $479/month mortgage on a $150K home, about $6,000 left on a car loan, and $500 in medical debt. Her emergency fund was wiped out by a pneumonia hospitalization. The hosts redirect her energy: stop all extra mortgage payments, use the freed-up cash to rebuild the $1,000 starter fund, then attack the medical debt. Jade recommends getting her set up on EveryDollar so she can plan proactively rather than reactively. George uses Susie's situation to deliver a broader warning: the Social Security trust fund is projected to be depleted by 2032, which could mean a 20% benefit cut — devastating for someone already stretched thin.

Similar podbits

News
The ActBlue-Funded Campaign to Pin Charlie Kirk's Death on TPUSA

#2535 - Andrew Wilson · Aug 5, 2026 News

A progressive organization with a stated mission to destroy Turning Point USA received millions from ActBlue and is now publicly pushing the narrative that TPUSA insiders and Israel murdered Charlie Kirk. Andrew Wilson traced the network of accounts all amplifying the same conspiracy in perfect unison.

News
Why the Israel-Killed-Kirk Theory Doesn't Hold Up

#2535 - Andrew Wilson · Aug 5, 2026 News

The microphone-bomb theory fails on every physical front: no smoke, no ignition, mic on the wrong side of the wound. And the .30-06 rifle round used is extensively documented by the US Army — it does not always produce a through-and-through wound. Wilson argues this is a well-studied projectile with well-understood behavior.

News
The Erika Kirk Situation: Grief Under an Impossible Public Microscope

#2535 - Andrew Wilson · Aug 5, 2026 News

Erika Kirk became the CEO of TPUSA while grieving her husband's murder in public, and now faces tens of thousands accusing her of conspiring to kill him. Andrew Wilson calls it mind-boggling psychological torture. The sparklers at the memorial weren't suspicious — they were a grieving widow doing her best in an impossible situation.

News
The Corey Ruiz Shooting: Hot Takes vs. Waiting for Facts

#2535 - Andrew Wilson · Aug 5, 2026 News

Joe Rogan and Andrew Wilson watch a bystander video of the Corey Ruiz police shooting in Madison, Wisconsin live on air. The video is so blurry they initially think a female officer fired the fatal shots. They later learn a male officer did, after Ruiz allegedly pulled a knife and stabbed officers. Their conclusion: you cannot have a hot take on a story you don't understand yet.