The Ramsey Show

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Financial Peace Is Built, Not Borrowed

Explore episode Jun 30, 2026

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Erica: When Business Hours Steal Family Time

At 3:48 · chapter starts 0:46

Erica is a stay-at-home mom with a 2-year-old and another baby on the way; her husband owns two food-industry businesses and has been working punishing hours for three to four years. Her question is really about the kids, but Dave quickly pivots: children under 5 won't remember absent-dad seasons, and the real danger is that the business model isn't sustainable for the husband himself. Dave introduces the 'treadmill stage' concept — the phase every new entrepreneur gets stuck in — and argues the only escape is hiring quality, delegatable people who can be trained to run the operation. Rachel adds the relational dimension: when dad is home, he needs to be truly present, phone down, because a strong parental marriage is the thing kids actually absorb. The call ends with Dave promising a copy of his book 'Building a Business You Love' and the advice that this pace must resolve before the children are old enough to notice.

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