Business acquisition price: $200K–$250K
A tree-service business owner was considering buying a lawn-care and Christmas-light business for $200,000 to $250,000 with seller financing.
Snapshot · The Ramsey Show
The Decisions You Make Now Shape Your Success
Explore episode
Jul 20, 2026
Where this was said
Scaling an Education Business While Paying Off $240K in Debt
At 1:27:17 · chapter starts 1:25:50
Sarah is a high earner on paper — $210,000 household income — but sits on $240,000 in student loans and projects 2–3 years to pay them off. She runs a side education business that has generated $25,000 over two years and earns $1,500 per student. She wants to hire a recruiter at $500/month to scale enrollment. Jade's concern: the business hasn't proven consistent enough revenue to justify paying for speculation with debt-payoff dollars. George agrees but offers a more actionable middle path — put the recruiter on commission rather than salary, so there's no money out of pocket unless they deliver students. Both hosts challenge Sarah to close the gap herself first: two students per month at $1,500 each is $3,000 extra — a powerful side hustle number she likely could generate on her own with 5 focused hours per week, AI-assisted marketing, and testimonials from existing students.
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