$28K upside-down on a 2025 Corolla at 18%
A caller owed $28,000 on a car worth $16,000–$18,000 at an 18% interest rate, leaving him $10,000 underwater with no easy exit.
Snapshot · The Ramsey Show
Life Is Complicated. Money Doesn't Have To Be.
Explore episode
Jul 27, 2026
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Brian added 6 new rental properties in the last 6 months, all while working full-time, coaching football, and raising twin boys.
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Brian's buy box targets properties priced between $70,000 and $80,000 in the Detroit and Memphis markets.
~$40K full renovation cost
Full renovations including new roof, windows, HVAC, LVP flooring, and kitchen cost approximately $40,000 in the Detroit market.
ARV of $170K on $130K all-in
Brian's Detroit BRRRRs appraise at around $170,000 on an all-in cost of $130,000, generating $40K–$60K in equity per deal.
