2026 Roth IRA limit $7,500 ($8K age 50+)
In 2026 the Roth IRA contribution limit is $7,500, or $8,000 for those 50 and older with the catch-up contribution.
Snapshot · The Ramsey Show
Life Is Complicated. Money Doesn't Have To Be.
Explore episode
Jul 27, 2026
Where this was said
Sponsor — Investing Essentials Event Ad
At 1:36:20 · chapter starts 1:35:20
The Investing Essentials event is pitched as a solution to investment uncertainty — a two-night virtual event that walks through Dave Ramsey's full investing playbook from 401ks and mutual funds to estate and wealth-passing strategies.
What to Do With a 94-Year-Old's $650K Before She Runs Out
A 94-year-old with $650K in assets, $5K/month in care costs, and a house to sell doesn't need Medicaid — she needs a smart split between liquid and invested assets. Leave $400K in high-yield savings, invest the rest, and skip the asset-shuffling game.
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