$95K debt on $148K gross income
A San Diego caller earning $148K gross ($7,700/month take-home) carries $95K in debt including 401(k) loans, a car loan, and credit card debt.
Snapshot · The Ramsey Show
Make Hard Decisions Now So Future You Can Win
Explore episode
Aug 6, 2026
Where this was said
Christian Healthcare Ministries & EveryDollar Ad Reads
At 44:09 · chapter starts 43:57
Rachel Cruze delivers a CHM sponsor message emphasizing that it's a health cost-sharing ministry — not insurance — with plans starting at $115/month, pricing unaffected by medical history or location. New members get a 50% credit on their first month with promo code RAMSEY at chministries.org/budget. An EveryDollar app ad follows.
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