98% in risky assets
Lloyd Blankfein keeps 98% of his personal portfolio in risky assets, with roughly 75% in single stocks and the remainder in ETFs.
Snapshot · My First Million
How the Ex-Goldman CEO actually invests his own money
Explore episode
Jun 16, 2026
Where this was said
Anxiety as a superpower
At 26:13 · chapter starts 25:54
Having described his own aggressive personal strategy, Blankfein pivots to what he would actually recommend for most people. The advice aligns closely with Warren Buffett's well-publicized guidance: broad equity index ETFs like VOO (Vanguard) or SPY (S&P 500), possibly with additional tech-sector exposure given the AI revolution underway. He emphasizes that equities are genuinely risky — not 'safe' just because they're diversified — but that for young investors the key advantage is time. You can outlive your mistakes when you're 25; you cannot when you're 65. He also observes that broad indices now have heavy tech weighting anyway, so investors get tech exposure simply by holding the market. The section is practical and non-condescending — Blankfein treats Sam's 90/10 index approach as genuinely sensible for his situation.
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