BiggerPockets Real Estate Podcast

Snapshot · BiggerPockets Real Estate Podcast

3 Kids, Full-Time Job, $2M Portfolio: This Single Mom Did It in 6 Years!

Explore episode Jun 29, 2026

Where this was said

Rachel's Day Job: Property Tax Consulting and Why She Kept It

At 9:16 · chapter starts 8:50

Texas has some of the highest property tax rates in the country, and Rachel built a career around fighting them. As a property tax consultant, she represents property owners — primarily commercial — before county appraisal districts, arguing for lower assessed values and therefore lower tax bills. She applies the same expertise to her own portfolio. But beyond the income and expertise, Henry and Rachel make a critical point: maintaining W-2 employment while executing a live-in flip strategy isn't just helpful — it's functionally necessary. Conventional lenders require documented income to underwrite loans, and without a steady job, accessing the owner-occupied financing that powers the entire strategy becomes nearly impossible. Keeping the day job is part of the strategy, not a compromise of it.

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