Data point
89%
A Ramsey study of 10,000 millionaires found 89% were first-generation rich — they did not inherit their wealth.
Similar snapshots
Data point
6.3%
US consumer spending rose 6.3% in June year-over-year, the strongest growth in four years, driven by the World Cup and early Amazon Prime Day.
Data point
4 years
The World Cup helped drive the strongest consumer spending growth in the US in four years during June 2026.
Spending exceeds wage growth
Despite strong wage growth, US consumer spending is rising faster than earnings, raising concerns about sustainability after World Cup-fueled gains.
Gen Z credit card debt vs millennials at same age
Gen Z borrowers carry more credit card debt than millennials did at the same age, despite having access to more financial information than any previous generation.
Data point
59%
More than half of Americans have used buy now, pay later services, and 59% of those users are Gen Z.
Data point
$20,000
The average guest on Financial Audit pays off just over $20,000 in debt within 12 months of appearing on the show, according to Caleb Hammer's annual report.
Data point
60x
Anthropic grew from roughly $1 billion to $60 billion in annual revenue in a single year, which Kokotajlo describes as possibly the fastest growth in history for a company of that size.
US consumer sentiment near all-time low
University of Michigan consumer sentiment surveys show current levels are among the three lowest ever recorded, comparable to COVID onset and the Great Recession — despite the economy not being nearly as bad.
Data point
$2M
Kokotajlo refused to sign OpenAI's anti-disparagement exit clause and stood to lose roughly $2 million — about 80% of his net worth — before the policy was publicly reversed.
