The Moth

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Taking Risks: The Moth Radio Hour

Explore episode Jul 7, 2026
Society & Culture
Little Thunder at 3 AM

Taking Risks: The Moth Radio Hour · Jul 7, 2026 Society & Culture

It had to be 3 a.m. It had to be dark. No one could witness a 5'9" adult in a purple helmet on a tiny turquoise Mongoose bike. But when Francesca Hayes pedaled and stayed upright, she laughed, cried, and heard something she'd never heard before: the sound of wind passing her face.

Where this was said

Sponsor Break: Monarch Finance App & OneSkin + Money Moves Promo

At 33:40 · chapter starts 31:40

The episode pauses for a sponsor block. Monarch is pitched as a personal finance app that tracks accounts, investments, goals, and spending — with a summer-travel framing and a half-price first-year offer ($50) using promo code MOTH. OneSkin promotes its OS-1 peptide moisturizer, citing over a decade of longevity research and the claim that up to 80% of aging is caused by sun exposure. Between the two sponsor reads, hosts Jill Schlesinger and a co-host tease their upcoming podcast Money Moves, promising actionable personal finance guidance and social-media myth-busting.

Society & Culture
The Accidental Witness

Taking Risks: The Moth Radio Hour · Jul 7, 2026 Society & Culture

A helmet-free hipster cyclist passed Francesca in the dark and muttered that she shouldn't be riding if she was that drunk. She burst into happy tears. His dismissive comment was the first external confirmation she was actually riding a bike — and she took it.

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