Rachel noted that investors with an LLC can legally pay their children for real estate work, and those earnings can be contributed to a Roth IRA or college fund at a 0% tax rate.
Snapshot · BiggerPockets Real Estate Podcast
Rachel noted that investors with an LLC can legally pay their children for real estate work, and those earnings can be contributed to a Roth IRA or college fund at a 0% tax rate.
Where this was said
At 33:50 · chapter starts 32:40
One of the episode's most human chapters explores what Rachel's children have absorbed from growing up inside this strategy. When she restarted in 2020, her twins were 6 and her youngest was 4. They painted walls — mostly just feeling included — and gradually took on real responsibilities as they grew. Now at 12 and 10, they help with packing, moving, and property prep. But Rachel is most proud of the mindset she's modeled: you are not a victim, you can figure things out, hard work produces results. [1] — Rachel Duck "Investors with an LLC can legally pay their children for legitimate real estate work. Those earnings sit in the 0% tax bracket, and can be …" 33:50 She also surfaces a tax strategy that's easy to overlook: investors with an LLC can pay their minor children for legitimate work at a 0% income tax rate, with those earnings eligible for Roth IRA or college fund contributions. It turns sweat equity into a tax-advantaged head start. Whether or not her children pursue real estate as adults, she wants them to carry the entrepreneurial spirit she's built into this journey.
When Rachel restarted her investing strategy in 2020 after her divorce, her twins were 6 and her youngest was 4, yet she still pursued aggressive property renovations.
Investors with an LLC can legally pay their children for legitimate real estate work. Those earnings sit in the 0% tax bracket, and can be contributed to a Roth IRA or college fund — turning sweat equity into a tax-advantaged head start. Rachel's kids started helping at age 4 and 6.
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Algrow reached over 10,000 users in roughly six months, driven almost entirely by organic Discord community growth.
Sam acquired his first 400 users entirely through Discord communities, without paid advertising or traditional outreach.
Algrow added exactly 480 new paying customers in its most recent month, demonstrating strong ongoing growth.
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Daily content drives traffic to a waitlist landing page; those email subscribers become your first 100 customers because they already trust you and want to solve the pain you address.
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