The Ramsey Show

Snapshot · The Ramsey Show

Set Money Goals Your Future Will Thank You For

Explore episode Jul 2, 2026

Where this was said

Christian Healthcare Ministries Sponsor Read

At 33:00 · chapter starts 30:45

Rachel Cruz highlights Christian Healthcare Ministries as an alternative to traditional health insurance — a cost-sharing model where members' medical bills are shared among the membership. Founded in 1981 and having shared more than $13 billion in medical costs, CHM offers no network restrictions and no open enrollment requirement. Programs start at $115 per month and a special 50% first-month credit is available via promo code RAMSEY at chministries.org/budget.

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