Podbit · Planet Money
When unlimited federal grad loans launched in 2006, students abandoned the private loan market en masse. Now that private industry has shrunk, lower-income borrowers with limited credit histories may find it nearly impossible to get private loans to fill the federal funding gap.
Books let you commune with people dead and alive at a deep personal level. The scroll has never once inspired him. Matt McCusker's prescription: books, walks, instruments, puzzles — anything that engages the brain rather than pacifying it.
Emotional intelligence isn't a personality trait — it's five learnable skills: Recognize, Understand, Label, Express, and Regulate. Brackett's RULER framework, implemented in 5,000 schools, gives anyone a concrete map to stop being ruled by their feelings and start using them as tools.
Teachers who thought about a good day graded the same essay a full grade or two higher than teachers who thought about a bad day. None of them believed their mood influenced their judgment. Your emotions are running your decisions in the background — whether you admit it or not.
Gazelle intensity comes from Proverbs: deliver yourself from debt like a gazelle from the hand of the hunter. The cheetah is the fastest land mammal but only catches the gazelle 1 in 19 times — because the gazelle is running for its life. That's the intensity required to escape debt: not because you're faster, but because your survival is on the line.
The summer internship between year one and year two is your only chance to put a Google or JPMorgan on your résumé for just ten weeks — without it looking like a redo. Network obsessively, grades barely matter, and find something you can be great at rather than something you're passionate about.
Top-15 MBA programs produce graduates earning an average of $208,000 — more than three times what graduates of the lowest-ranked business schools make. The credential alone is not the point; the brand halo of the institution is.
Average MBA debt is $75,000. Graduates earn $50,000 more per year than bachelor's-only peers. Over a lifetime, that gap compounds to roughly $4 million. The math works — but only if you get into the right school.
The entire architecture of personal success distils into one formula: desire plus non-resistance equals desired result. Whatever you want — money, health, love, purpose — the only variable you need to work on is dropping the psychological resistance, not grinding harder.
There are only two states of being: primal (stress, anxiety, fear, guilt) and powerful (joy, curiosity, peace). Everything you want to create — money, health, love — comes only from a powerful state. Primal states are resistance. Powerful states are creation.
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