Snapshot · Planet Money
Preston Cooper at the American Enterprise Institute estimated that new loan caps will directly affect only about 30% of grad school borrowers, since most already borrow within the new limits.
Where this was said
At 21:10 · chapter starts 21:05
The caps won't hit everyone equally. Preston Cooper at the conservative-leaning American Enterprise Institute has built scatter plots mapping graduate programs against the new loan limits, and his conclusion is that the vast majority of programs fall within the caps already [1] — Preston Cooper "Most grad students already borrow within the new $21,000 annual limit, so only about 30% will be directly affected. But those who are affec…" 20:07 . Only about 30% of grad borrowers will feel the pinch directly — but those who do are concentrated at some of the most expensive name-brand institutions. A Pew Center analysis named NYU and USC as the schools with the most affected borrowers. Cooper's argument is that this is precisely the point: the caps send a market signal to the small number of programs charging two or three times what comparable public universities charge for the same degree. He doesn't promise overnight price cuts, but believes the medium-term pressure will be real. Cory Turner also notes that a handful of schools have already announced they'll lower prices in response.
An analysis by the Pew Center found that NYU and USC have the highest numbers of borrowers who will be affected by the new graduate loan caps.
When you cap federal student aid without providing equivalent grants or scholarships, the most consistent finding in the research is not that students find cheaper schools — they just stop enrolling. Dominique Baker says this pattern holds across the literature and is likely to apply to grad students too.
Kavak's internal Jedi Academy trains every employee — from CEO to mechanics — to build and deploy AI agents to production in 6 weeks.
May, a 33-year-old with $69,000 in combined debt, is considering a forensic pathologist career that would require 11–13 years of medical school training.
Boys are twice as likely to be suspended for the exact same behavior as a girl, and five times as likely if the boy is Black.
A person can become a psychiatrist, therapist, or coach without completing even one hour of grief education, which Kessler calls a critical gap.
Godin illustrates sunk cost fallacy with a parking example: even after pre-paying $35 for a lot, passing a free street space triggers irrational hesitation to switch — yet the rational choice is always the free space.
Citing Daniel Kahneman's work on loss aversion, Bartlett explains that humans need to find £20 to emotionally offset the pain of losing £10 — pleasure and pain are not symmetrical.
College students who saw an age-progressed photo of their future selves were more motivated to start a savings account, demonstrating imagination's real behavioral impact.
Nearly 300 top researchers have applied for scientific asylum in France as the Trump administration threatens to defund billions in university research.
All federal funding to Sinclair's Harvard Medical School lab was cut during the Harvard-federal government dispute, nearly forcing him to fire most of his staff.
We use essential and analytics cookies to run Vuci. To understand how the site is used: Privacy Policy.
Install Vuci on your phone
Add it to your home screen for a faster, app-like experience.
Install Vuci on your phone
Tap the Share button, then “Add to Home Screen”.
A new version is available
Reload to get the latest Vuci.