Podbit · Jon Mallia Podcast
The Higher National Diploma at Knights College offers three tracks — business management, finance, and accounting — and creates a formal pathway to the University of Malta and international universities for students who would otherwise have no route in.
Where this was said
At 1:11:27 · chapter starts 49:23
The conversation shifts to artificial intelligence, and Morgan's position is unambiguous: AI is here, it is not going away, and pretending otherwise is an institutional failure. Over the past 18 months, Knights College has developed a full set of AI policies, standards, and direct-use tools for students. The centrepiece is an AI tutor that handles approximately 70% of content delivery — freeing classroom time for applied learning, critical discussion, and human interaction. Morgan acknowledges the hallucination problem and explains why foundational knowledge still matters: you cannot evaluate an AI output if you have no framework for judging it. He notes that Malta has one of the highest daily AI usage rates in Europe, yet most schools have been slow to formally integrate these tools. His view is that literacy in AI use is now a core employability skill, and teaching students to use it well is as important as teaching them to read.
Knights College doesn't ban AI or pretend it doesn't exist — it actively teaches students how to use it well. The school has spent 18 months developing policies and tools, including an AI tutor that handles around 70% of content delivery.
Knights College launched with just 8 students, none of whom could pay tuition upfront, forcing Morgan to take a significant financial risk.
Malta ranks among the highest in Europe for daily AI usage, yet educational institutions have been slow to integrate AI meaningfully.
The Malta Further and Higher Education Authority (MFHEA) is the national regulator responsible for accrediting qualifications and institutions like Knights College.
In Malta's private education sector, getting a new qualification approved by the regulator takes roughly 18 months of process and evidence.
Galloway confesses to occasionally writing after a drink or two — and finding the work grips better because it removes filters and lets emotion through. AI is the opposite: it optimizes for pattern-matching and produces a regression to the mean. People don't read average.
Galloway's son, walking to Kensington, refused to use AI to find a coffee shop. His reason: 'I don't want to be reliant on AI for simple things.' Galloway draws an analogy to testosterone replacement therapy — leaning on AI for creative work suppresses your brain's own creative output, just as exogenous testosterone suppresses natural production.
Your brain only rewires when there's a gap between where you are and where you want to be. Errors trigger elevated norepinephrine and epinephrine, which chemically tag the synapses that need to change. Sleep then seals the new wiring. The uncomfortable agitation you feel while learning something hard is not a problem to fix — it's the mechanism itself.
The best way to consolidate and accelerate learning isn't re-reading or visualization — it's deliberately trying to recall what you know, hitting the wall of what you don't, and going to look it up. That gap triggers the same norepinephrine response as making errors in physical practice. It's why drivers used to have to retake tests, and why physicians still do.
A baseball-playing junior who learned about compound interest now wants to quit the sport to start working and investing. George says let him decide and own it. Jade says team sports build something a job can't replace — try doing both during off-season first before making the call permanent.
May is 33, carries $69K in combined household debt, and wants to spend 11–13 years training to become a forensic pathologist at $14K/year in tuition. The prerequisite is non-negotiable: zero debt before a single class. Then, with the spouse earning $4,500/month and able to run the household debt-free, cash-flowing medical school is genuinely possible.
Kavak launched the Jedi Academy, an internal program where every employee — from CEO to mechanics — completes a 6-week training and ships a production-ready AI agent. The message to staff was blunt: train and adapt, or this may not be the right place for you.
The worst AI outcome for young people isn't cheating on homework. It's that passive, mindless consumption strips away the motivation and agency their brains need to develop. The second worst outcome is banning AI from classrooms entirely. The winning path is giving students AI-powered agency.
Prompting AI effectively is a skill that should be taught in K-12. The best prompter in history? Socrates. His method of relentlessly asking precise questions to uncover truth is exactly what powerful AI interaction looks like — and schools should explicitly teach it.
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