The Ramsey Show

Snapshot · The Ramsey Show

Common Sense Beats Clever Money Hacks

Explore episode Aug 5, 2026

Where this was said

Dante in San Francisco: Budgeting for a Traditional Chinese Dowry and Wedding

At 47:24 · chapter starts 44:10

Dante is three and a half years into a relationship with his girlfriend and considering a proposal. Both are fresh out of college and earning $175,000 each. Her family follows traditional Chinese marriage customs his Americanized family does not: a bride price of $30–40K paid to her parents (which they will return plus more into an account in her name), plus a large traditional wedding likely costing $75–100K. Dante is leaning toward honoring both requests to avoid starting married life on bad terms with her parents, but is uncertain about the financial planning. Dave is candid that it feels like a ransom note, acknowledges his hillbilly cultural distance from the tradition, but also concedes that sacrificing the in-law relationship for money when you make $350K combined isn't worth it. His advice: set up a sinking fund of around $4,000/month for 18 months, and have a direct man-to-man conversation with the father to find out what's actually non-negotiable versus what has flexibility.

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